How it works
Applying takes about 10 minutes. Here’s what happens from your first call to money in your account.
From application to funding
1
Apply online or by phone
Share basic details about your business and upload your last three months of business bank statements. It takes about 10 minutes, and applying is free.
2
Talk with your funding advisor
Your advisor reviews your application, asks any follow-up questions and matches you with the products you qualify for. You’ll have one person to call from here on.
3
Compare and choose an offer
See the amount, total cost, payment size and schedule for each offer side by side. Take the time you need. There’s no obligation to accept.
4
Sign and get funded
Sign your agreement electronically. Funds go straight to your business bank account, often within 24 hours.
Ready when you are
Apply online in about 10 minutes, or call and an advisor will fill out the application with you.
What you’ll need to apply
Have these ready and the application takes about 10 minutes.
- Business bank statements from the last 3 months
- A government-issued photo ID
- Your business tax ID (EIN)
- Basic details: time in business, monthly revenue and industry
Typical minimums
Time in business
6 months or more
Monthly revenue
$10,000 or more
Credit score
500 or higher
Requirements vary by product. An advisor can tell you what you qualify for.
Common questions
Don’t see your question? Call (866) 451-9260.
How long does it take to apply?
About 10 minutes online. Have your last three months of business bank statements ready to upload, or call us and we’ll fill out the application with you over the phone.
How fast can I get funded?
Many businesses receive funds within 24 hours of signing. Equipment financing usually takes a few days, and SBA loans take several weeks.
Does it cost anything to apply?
No. Applying is free, and you’re under no obligation to accept an offer.
Can I pay off early?
Many products allow early payoff, and some reduce your cost when you do. Your offer explains how early payoff works before you sign.
Talk to a funding advisor
Get answers about your options with no obligation. We’ll explain every offer in plain language.